Gift & Estate Planning Estate Planning Tern Society Meet Tern Society Members Step 1: Explore Plan-a-Gift Gifts You Can Make Gifts From Will or Trust Retirement Plan Donor-Advised Fund Stock and Appreciated Assets Life Insurance Real Estate Step 2: Research Compare Gift Plans Goals & Benefits Estate Planning Section Step 3: Contact Contact Gift Planning For Advisors Share Your Plans Cash vs. Stock Calculator Giving stock could be more beneficial than giving cash. Calculate your personal illustration below! Gift Amount ($) Cost Basis ($) Tax Bracket 10% 12% 22% 24% 32% 35% 37% For a more accurate illustration, click here. 1. What is your effective income tax rate for your state? Note: some states do not give a charitable deduction. So leave this 0 if it is your case. 2. What is your effective tax rate for capital gains for your state? Calculate